Find Explainable Busy Cross-Sell Opportunities

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Use this when the user asks which product groups to review with a customer or customer portfolio based on purchases by comparable peers. It ranks groups missing in the selected analysis period using an explainable score derived from peer adoption and peer monthly value over a trailing lookback. This is evidence-based prioritization, not a prediction or guaranteed sale. Use busy_analyze_product_group_penetration instead when the user only wants bought/missing coverage. Supported peers are direct customer group or customer state; territory, customer-size, and canonical-customer portfolio modes are unavailable from the current authoritative source model.